CCRA : Certified Credit Research Analyst Exam

CCRA Dumps CCRA Braindumps
CCRA Real Questions CCRA Practice Test CCRA Actual Questions
killexams.com AIWMI CCRA
Certified Credit Research Analyst
https://killexams.com/pass4sure/exam-detail/CCRA
Question: 76
Statement 1: The Yields on the MBS PTCs are normally higher than the yields on the corporate bonds of similar ratings. Statement 2: The reason for difference in yields on the corporate bonds and similarly rated PTCs is on account of the optionality in the PTC, the unfamiliarity of the structure and uncertainties in respect of legal and structural issues. Which of the above statements is correct?
1. None of the statements
2. Both the statements
3. Only Statement 2 is correct
4. Only Statement 1 is correct
Answer: D
Question: 77
Which of the following is NOT a conceptual definition of credit risk on which credit models are based?
1. Default Mode Paradigm
2. Value-at-Risk paradigm
3. Mark-to-Market Paradigm
Answer: B
Question: 78
Which of the following is false in case of credit enhancements?
1. It reduces the default risk of the borrowing entity for the lender, thereby deteriorating the overall credit worthiness of the borrower
2. Credit enhancement could be implicit or explicit
3. Credit enhancement is a mechanism whereby external cash flows is extended by an entity which has a stringer credit profile, so that it benefits the fund raising entity
Question: 79
Short term rates are determined by
1. All of the other options
2. Liquidity position caused by seasonal demand supply for credit
3. Foreign portfolio investment inflows and outflows
4. Bunching of tax and government payments
Answer: B
Question: 80
Which of the following factor is considered while undertaking management evaluation?
1. All of the other options
2. Corporate Strategy
3. Performance of group concerns
4. Past track record
Answer: D
Question: 81
The cycle is the length of time between the company's outflow on raw materials and the manufacturing expenses and the inflow of cash from the sale of goods.
1. Cash flow mismatch
2. Money
3. Running
4. Operating
Answer: D
Question: 82
Step up upon feature will lead to
1. no change as step is not linked to issuers rating
2. positive basis because the bond holder is compensated
3. negative basis given that the bondholder is not compensated
Answer: B
Question: 83
Provisioning Coverage Ratio (PCR) is essentially the ratio of provisioning to and indicates the extent of funds a bank has kept aside to cover loan losses.
1. total loan portfolio
2. gross non-performing assets
3. total assets
Answer: B
Question: 84
Strategy consists of buying a bond with maturity longer than the investment horizon (for investor) or buying a long-maturity bond with short-term funding through repo (for speculator).
1. Barbell, Ladder and Butterfly
2. Yield Spread Anticipation
3. Rate Anticipation with Maturity Mismatch
4. Riding the yield curve
Answer: D

User: Tasher***** Thorough guide and exam simulator were crucial for my ccra exam success, helping me score 78% on my first attempt. The well-structured questions and answers, combined with the simulator, prepared me for the exam’s challenges. I am grateful for their effective resources and recommend them to all ccra candidates.

User: Malishka***** Exam simulator and real questions were instrumental in my 98% score on the ccra exam. Their tailored resources catered to all knowledge levels, making preparation effective and enjoyable. I highly recommend their platform to everyone.

User: Rayna***** I passed the CCRA exam last month with a score of over 97%, thanks to Killexams.com’s outstanding practice tests. Their materials are more reliable than I expected, with valid questions and comprehensive information. I will recommend Killexams.com to my friends, as it’s an invaluable resource for exam preparation.

User: Mischka***** Study materials made my CCRA exam preparation a breeze. The positive reviews were spot-on, as their practice tests included every question I faced in the exam. I walked out of the test center feeling confident and satisfied, having passed with ease. Killexams.com provided an exceptional exam experience.

User: Micha***** Killexams.com helped me pass the CERTIFIED CREDIT RESEARCH ANALYST exam effortlessly. Their exam simulator provided real exam practice, making it the perfect preparation tool. This was the best investment I could have made for my certification journey.

---